CMS'S INVESTMENT STRATEGY

The primary objective of the CMS investment strategy is to protect principal. The second objective is to produce top quartile results in the asset classes in which we invest. CMS strives to produce these results by:

• Diversifying within an asset class,
• Performing rigorous due diligence,
• Making direct investments and joint venture investments in small niche opportunities,
• Aggressively overseeing a transaction once the investment is made, and
• Focusing its resources on transactions that are not performing up to expectations.

We focus all of our investments in non-traditional asset classes where we believe we can add significant value to the investments we make. Most of the assets in which we invest are illiquid and can be classified into one of three categories:

• Real Estate
• Life Insurance
• Special Opportunities

CMS is also on the cutting edge when it comes to sophisticated ways of perpetuating wealth. While our clients' needs have grown, and are more complicated today than ever before, there are few firms in the country who are more creative or have more experience in dealing with wealth transfer issues. Similarly, there are few firms in the country who are more knowledgeable or more effective in designing and purchasing large amounts of life insurance on a cost efficient basis for the successful entrepreneur.